Welcome APWU Members
We are your APWU member owned and operated non-profit association providing accidental daily disability, dismemberment/lump sum and death benefits to APWU members and their spouses.
Our plans provide around-the-clock coverage for all injuries or death regardless of where the accident occurs.
APWU members are automatically eligible to join any of our 3 plans.
However, if any local or state organization chooses to enroll their membership in our plan, we offer a substantial discount to our premium rate structure.
Coverage Plans
Value plan
$16
per day
For disability
Pricing Per Pay Period
– Group Rate: $0.87
– Individual Rate: $1.37
- Lump sum dismemberment
- Family coverage included
$6,000 Death Benefit
Advantage plan
$28
per day
For disability
Pricing Per Pay Period
– Group Rate: $3.12
– Individual Rate: $3.62
- Lump sum dismemberment
- Family coverage included
$24,000 Death Benefit
plus plan
ABA PLUS is an accidental death benefit available only to members of the Accident Benefit plan.
This plan can be added to an advantage or value plan.
You may choose the ABA PLUS in the amounts of:
- $20,000
- $30,000
- $40,000
- $50,000
- $75,000
- $100,000
- $125,000
- $150,000
Retirees and Spouses limited to $50,000 supplemental coverage
3 Easy Steps For Your Local/State Organization to Join the APW ABA…
STEP ONE
Bring a Motion Before Your Membership
It’s easy to join the APW ABA–just use the sample motion provided to get your membership enrolled in either the value or advantage plan.
Sample Motion to Join the APW-ABA

STEP TWO
VOTE ON AND PASS THE MOTION
Get your membership to vote on the motion.

STEP THREE
SEND A COPY OF THE MINUTES FROM THE MEMBERSHIP MEETING TO BOTH APWU NATIONAL SECRETARY-TREASURER’S OFFICE AND OUR HOME OFFICE
Once the National office processes your request, we will send each member a Certificate of Membership along with a Designation of Beneficiary form.
Home Office
Mailing Address
APW-ABA
PO Box 120
Rochester, NH 03866
National Office
Mailing Address
APWU National Secretary Treasurer
1300 L Street NW
Washington, DC 20005
Need to Make a Payment?
Give us a call, we’ll help you out
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